CarePlus by Chewy

Chewy customers wanting integrated pet health and shopping rewards

Comprehensive
Est. monthly (dog)
~$50/mo
Est. monthly (cat)
~$36/mo
Reimbursement
90%
Annual deductible
$0 per condition (lifetime per condition)
Annual max
Unlimited
Age range
8 weeks–14 years
Illness wait
Varies by state (Trupanion-powered)
Accident wait
Varies by state (Trupanion-powered)
No coverage for pre-existing conditions
Praised for
  • Integrated with Chewy Health ecosystem — earn Chewy rewards on premiums
  • Powered by Trupanion: per-condition deductible, direct vet payment
  • No payout caps; 90% reimbursement on all eligible claims
Watch out for
  • Not an independent insurer — underlying carrier varies by state
  • Comprehensive only; limited product transparency vs. buying Trupanion directly

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