MetLife Pet Insurance
Multi-pet households & employer benefits
ComprehensiveAccident Only
Est. monthly (dog)
~$49/mo
Est. monthly (cat)
~$36/mo
Reimbursement
50%, 70%, 80%, 90%
Annual deductible
$50–$2,500
Annual max
Unlimited
Age range
Any age (no restrictions)
Illness wait
14 days
Accident wait
None
✗ No coverage for pre-existing conditions
Praised for
- ✓No upper age restrictions or breed exclusions
- ✓Family plan covers up to 3 pets under one policy with shared deductible
- ✓Accident coverage starts day one; includes exam fees and broad support items
Watch out for
- ✗Higher premiums for comprehensive tiers
- ✗Wide deductible range ($50–$2,500) can be confusing
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