Nationwide Pet
Birds, exotics, and multi-species households
ComprehensiveAccident Only
Est. monthly (dog)
~$63/mo
Est. monthly (cat)
~$44/mo
Reimbursement
50%, 70%, 90%
Annual deductible
$250
Annual max
Unlimited
Age range
Any age
Illness wait
14 days (most plans)
Accident wait
14 days (most plans)
✗ No coverage for pre-existing conditions
Praised for
- ✓Only major insurer covering birds, reptiles, and exotic pets
- ✓Multiple plan families — reimbursement-based and fixed-benefit-schedule options
- ✓Bird-specific wellness plans also available
Watch out for
- ✗Higher premiums
- ✗Plan variety makes it harder to compare — details vary significantly by product
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