Petco Insurance
Exotic pet owners & Petco members
ComprehensiveAccident Only
Est. monthly (dog)
~$35/mo
Est. monthly (cat)
~$25/mo
Reimbursement
50%, 70%, 80%, 90%
Annual deductible
$100–$500
Annual max
$500–Unlimited
Age range
Any age
Illness wait
14 days
Accident wait
3 days
✗ No coverage for pre-existing conditions
Praised for
- ✓Covers dogs, cats, and many avian/exotic pets (reptiles, rodents, birds)
- ✓Underwritten by Nationwide — established insurer backing
- ✓Customizable reimbursement, deductible, and annual limit
Watch out for
- ✗Co-branded Petco|Nationwide product, not a standalone insurer
- ✗Limited publicly available plan detail
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